Most second home buyers are fairly clued-in to real estate and understand the process of buying a home. However, whether this your first purchase or tenth, getting a mortgage pre-approval letter can greatly position and boost the strength of your offer.
Sellers are looking for the highest and best offers. And often times, the best offer will supersede the highest (within reason) in a multiple bid situation. The ability to provide a form of verification of your assets and income will not only ease the sellers anxieties of buyer qualification - but it also strengthens your offer. If your agent is doing you a top-notch service, then he or she will certainly include this, it'll make your offer much more enticing to the seller.
tips on lending:
The most important thing when choosing a lender is making sure that person has a good reputation, a good rate and offers exceptional service. That's where your Tahoe/Truckee real-estate agent can help with recommendations based on their client experiences. I'm happy to give you a list of Tahoe/Truckee mortgage officers, which my clients have used with considerable success in the past.
Thanks for reading this article, and I hope you'll consider calling me when it's your time to buy or sell in Truckee/Tahoe.
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